Term life insurance for Oregon residents from the nation’s top, A-rated life insurance carriers
Hello, I’m Jeffrey Smith, an independent life insurance agent based in Oregon who searches the nation’s top A-rated insurance carriers to find you the cheapest rates you qualify for!
Are you 60 years old or younger and in decent health?
Term life insurance is generally for people around 60 years old or younger who have at least decent health. Because the coverage terminates on a given date, you can get a much higher amount of life insurance coverage compared to a whole life insurance policy, for the same price.
How Much Does Term Life Insurance Cost In Oregon And Do I Qualify?
Oregon term life insurance, on average, runs from about $25 a month up to around $200, depending on how much coverage you want and your age and health.
Most term life insurance plans provide coverage from around $50,000 on the low end up to around $500,000 or a million dollars or more on the high end.
Of course, the cost and coverage amounts depend on your age, your health, and your protection needs and budget.
Term life insurance is much cheaper than whole life insurance. People often put term life insurance in place during years when they’re the most vulnerable to financial risk. This usually includes working years when children are in the home, and the mortgage, cars and other expenses are still being paid off.
So if you’re 60 years old or younger and in at least decent health, then you may qualify for the cheapest policy available from an A-rated carrier. Let’s find out with a quick meeting!
How To Get A Term Life Insurance Quote For Oregon Residents
First of all, I’m an independent agent. This means that I can shop the nation’s A-rated carriers on your behalf to find you the best term life insurance rates that you would qualify for.
Here’s how the term life insurance quote and application process works:
- Step 1: Set up a free phone quote through my consultation calendar
- Step 2: On the call, I ask you a few questions about your coverage needs, budget and health status
- Step 3: I shop the nation’s top term life insurance carriers to find you the best rates
- Step 4: Based on what you qualify for, I show you three options to choose from
- Step 5: You choose the best option for your situation
- Step 6: We apply for the coverage online
- Step 7: After approval, I go over your policy with you
This entire process usually takes less than an hour. And most of the time, an instant decision by the insurance carrier is provided. You can be fully covered with a term life policy the very next day!
Choose a day and time for me to call you for a free term life insurance quote on my consultation page.